The Right Capital for You
Every borrower, property and situation is unique. The optimal financing depends on your objectives, investment strategy, financial and property condition, and timeline. Do you want a short, mid or long term financing solution? Are you seeking cash in hand from your equity for improving a property or to acquire an investment? Do you have an urgent matter than needs to be solved in just a few days?
Certainty: A client won a bid at an auction to purchase a 100 unit apartment complex. He had applied directly to a bank whose tedious process burned up valuable time in his contract. The bank could not close as promised. He was paying a princely penalty every day for not closing, and he was at risk of losing his $3.5M deposit. IPC was engaged on a Saturday and 10 days later we closed his $26.5M loan, saving his deposit, preserving his contract, and adding a wonderful asset to his portfolio.
The process begins with understanding your goals. Whether your priority is a long term fixed rate loan, obtaining maximizing leverage, or solving a near-term challenge, IPC will identify the most appropriate financing options to close your financing request with certainty.
The objective is simple: The right capital, on the right terms, for the right purpose.
CA DRE: 01126077
Whether you're planning for the long term, developing or repositioning a property, unlocking equity for new opportunities, or addressing an immediate financing challenge, IPC structures tailored capital solutions to help you achieve your objectives.
Serving Real Estate Investors, Developers, Contractors, Agents, and Business Owners
Investment Property Capital, Inc. follows a comprehensive four step process for succesful loan placement.
01
The Property and the Borrower
The Property: is it stabilized or in transition? Is a short or long term financing solution needed? Are there recently completed improvements and/or pending work to be completed?
The Borrower: Is a Non-Recourse loan required? What is the depth of management experience and existing REO schedule? Are there current or past credit issues, balance sheet challenges, etc.?d
02
Analysis and Presentation
Underwrite the transaction, identify strengths, and address any aspects to be improved. Conduct a site visit.
Analyze the Transaction and compile a data-rich narrrative loan package.
Present loan opportunity to pre-screened capital providers whose current lending wheelhouse fits the loan request.
03
From LOIs to Closing
Obtain Letters of Interest from qualified lenders and present to Borrower.
Negotiate key loan terms for Borrower.
Advise Borrower as to comparative features of each LOI.
Coordinate closing with interested parties.
04
Ongoing Review
A 'loan closing' is actually a 'loan beginning.'
Track the progress of improvments to the property and rent roll.
Continually audit the lending marketplace to identify the possibility of a beneficial refinance.
Client Quote
One of our properties had a complex situation - it was damaged by a fire, causing high vacancy and low cash flow. We had a very tight timeframe to lock in a large discounted payoff with our bank. We reached out to many brokers but Mark Skolnick with IPC was the only one to deliver us great financing that paid off the discounted note on time and provide funding to complete the rehab. Well done!